It’s a fact of life that we must endure every single day….

I would like to share something...something yg I rase sgt related dgn life kite and I think we need to take some serious considerations…hopefully this can be our “pembuka minda” for today….

Ok..

Average income for someone age like us mostly I can say RM2500..

RM2500 - loan kete (for kancil, kelisa, myvi or seangkatan dgnnye) RM 500 = RM 2000

RM 2000 - sewa rumah RM 450 = RM 1550

RM 1550 - (prepaid / phone line 150.00 + bil air, letrik 150.00) = RM 1250

RM 1250 / 30 days = RM 41.60 sehari

RM 41.66 sehari - (breakfast 10.00 + lunch 10.00 + tea 4.00) = RM 17.66

RM 17.66 - (minyak kete 10.00 + tol 4.00) = RM 3.66

p/s: semua perbelanjaan kt atas I amik very minimum and average amount….tu tak termasuk if mase lunch u makan kt fine dining ke watsoever..

Ok now, RM 3.66 x 30 days = RM 109.80

Dengan RM 3.66 ni how can we allocate for:

- savings

- expenses untuk keperluan seharian cth utk wanita ; pencuci muka, make up watsoever..

- duit nk bagi mak ayah

- duit pampers and susu anak2..

- ASB

- insurance

- tak campur lagi duit kene bayar bibik or nusery..

- lagi2 nk raye ni…nk beli baju raye, kasut raye, perbelanjaan masak utk raye, duit raye..

Grand Total—————>nk ikutkan jumlah dh NEGATIF dh…

So means, situation macam ni will go on and on sampaila kite pencen…20 over years to go…

and after 25 years kite mesti dah nk pencen…pencen with no savings pulak tu…

Cane nk survive , nk beli makan and keperluan asas if lets say kite hidup sampai 80 tahun..

Harge barang dh naik mendadak coz inflation rate like 10%-12% dh nowadays..

Tak campur lagi belanja hospital or klinik kalau kite sakit…makin tua makin sakit…belanje hospital 25 years later dh mahal..

Ermmm cane pulak nk bayar loan, loan kete, bil2…

Takkan tak shopping seumur hidup…..

Kite realize tak lebih gaji kite tiap2 bulan RM 108.90————>gaji bibik indon pun lagi besar…RM500 sebulan, dapat bersih je..sebab makan minum, tmpt tinggal, api, air semua kite yg bayar…and now ,kt kawasan umah i ni , if kite panggil cleaner indon suruh cuci rumah, die charge 3 jam RM50..wah..dh ikut jam dah sekarang…and satu hari diorang bersihkan 10 rumah…RM 50x 10 = RM500…..RM 500 sehari x 30 = tak RM15 0000 sebulan…!!!!!!

Kite still tanak buat pape ke…still nk suka ria lagi bergolek depan tv…this is the fact of life…..ekonomi melayu dh jatuh no 4 after org cina, india, indon then baru melayu..pastu baru bangla…

Hmmmmm…..tak pening kite…Fikir2lah sendiri…